Career Overlap Transition record Edition 1 · ESCO v1.2.1
Table 1Transition record

bankruptcy trusteetocredit adviser

A bankruptcy trustee already meets 37% of what the credit adviser role asks for. The move turns on 9 required skills not yet in the profile.

From bankruptcy trustee
37%
Overlap1
To credit adviser
13 Skills carried over
9 Required, not held
65 Difficulty2
Career overlap Distant match

37%

Learning distance Substantial retraining

65/ 100

1 Share of the credit adviser role’s weighted skill requirement already met by the bankruptcy trustee profile. Required skills count in full, supplementary skills at 0.35. Directional: the figure for the reverse move differs. 2 Combines what is missing with how specialised it is, so a gap of general skills scores easier than the same number of narrow ones.

Why

Why this move works

A credit adviser role treats 9 of its required skills as things a bankruptcy trustee already does. These are the ones it depends on most.

  • analyse loans
  • consult credit score
  • debt systems
  • examine credit ratings
  • insolvency law
  • maintain client debt records

What stands in the way is 9 required skills the profile does not yet cover. Table 3 groups them; Table 4 says which to take first.

Table 2

Table 2 · What you already bring

Of the 13 skills that carry over, these are the ones fewest other occupations ask for. A credit adviser role needs them, and most people applying for one will not have them already. This is the part of a bankruptcy trustee background worth leading with.

Skill the target role also needs Area
  • already held maintain client debt records information skills
  • already held perform debt investigation information skills
  • already held analyse loans information skills
  • already held insolvency law business, administration and law
  • already held consult credit score information skills
  • already held business loans business, administration and law

All 13 carried skills, including the 9 the credit adviser role treats as required.

Table 3

Table 3 · What you would need to learn

The 34 missing skills fall into 6 areas of the ESCO skill hierarchy, numbered below in the order worth working in: the areas carrying the most required skills come first, and inside each one the required skills sit above the supplementary ones.

Skill to acquire Tier
01 information skills 4 required, 9 supplementary
  • required, not held analyse the credit history of potential customers required
  • required, not held assess debtor's financial situation required
  • required, not held maintain credit history of clients required
  • required, not held provide support in financial calculation required
  • optional, not held determine loan conditions optional
  • optional, not held monitor national economy optional
  • optional, not held prepare credit reports optional
  • optional, not held advise on risk management optional
  • optional, not held analyse financial risk optional
  • optional, not held assess risks of clients' assets optional
  • optional, not held forecast future levels of business optional
  • optional, not held interpret financial statements optional
  • optional, not held synthesise financial information optional
02 business, administration and law 2 required, 9 supplementary
  • required, not held credit control processes required
  • required, not held financial products required
  • optional, not held corporate social responsibility optional
  • optional, not held microfinance optional
  • optional, not held accounting techniques optional
  • optional, not held audit techniques optional
  • optional, not held credit card payments optional
  • optional, not held mortgage loans optional
  • optional, not held property law optional
  • optional, not held securities optional
  • optional, not held tax legislation optional
03 communication, collaboration and creativity 2 required, 3 supplementary
  • required, not held prepare credit offers required
  • required, not held advise on financial matters required
  • optional, not held advise on credit rating optional
  • optional, not held interview bank loanees optional
  • optional, not held review investment portfolios optional
04 social sciences, journalism and information 1 required
  • required, not held economics required
05 management skills 3 supplementary
  • optional, not held budget for financial needs optional
  • optional, not held create a financial plan optional
  • optional, not held develop investment portfolio optional
06 services 1 supplementary
  • optional, not held consumer protection optional
Table 4

Table 4 · Where to start

The 3 entries a credit adviser role is least likely to hire without. The ordering is computed from the skill data, not from what pays.

Each entry opens a course search for that skill. Career Overlap earns nothing from these links.

Appendix

Appendix · The rest of the record

All 13 skills that carry over
Skill Type
  • already held analyse loans skill
  • already held consult credit score skill
  • already held debt systems knowledge
  • already held examine credit ratings skill
  • already held insolvency law knowledge
  • already held maintain client debt records skill
  • already held obtain financial information skill
  • already held perform debt investigation skill
  • already held provide financial product information skill
  • already held banking activities knowledge
  • already held business loans knowledge
  • already held communicate with banking professionals skill
  • already held investment analysis knowledge
25 supplementary skills, helpful but not required
Skill to acquire Tier
  • optional, not held corporate social responsibility optional
  • optional, not held determine loan conditions optional
  • optional, not held microfinance optional
  • optional, not held monitor national economy optional
  • optional, not held prepare credit reports optional
  • optional, not held accounting techniques optional
  • optional, not held advise on credit rating optional
  • optional, not held advise on risk management optional
  • optional, not held analyse financial risk optional
  • optional, not held assess risks of clients' assets optional
  • optional, not held audit techniques optional
  • optional, not held budget for financial needs optional
  • optional, not held consumer protection optional
  • optional, not held create a financial plan optional
  • optional, not held credit card payments optional
  • optional, not held develop investment portfolio optional
  • optional, not held forecast future levels of business optional
  • optional, not held interpret financial statements optional
  • optional, not held interview bank loanees optional
  • optional, not held mortgage loans optional
  • optional, not held property law optional
  • optional, not held review investment portfolios optional
  • optional, not held securities optional
  • optional, not held synthesise financial information optional
  • optional, not held tax legislation optional
16 held skills the credit adviser role does not ask for
Skill Type
  • not needed by the target role actuarial science knowledge
  • not needed by the target role administer debtor's assets skill
  • not needed by the target role advise on bankruptcy proceedings skill
  • not needed by the target role apply technical communication skills skill
  • not needed by the target role collect property financial information skill
  • not needed by the target role debt classification knowledge
  • not needed by the target role financial statements knowledge
  • not needed by the target role fraud detection knowledge
  • not needed by the target role handle financial disputes skill
  • not needed by the target role handle financial transactions skill
  • not needed by the target role liquidity management knowledge
  • not needed by the target role maintain records of financial transactions skill
  • not needed by the target role protect client interests skill
  • not needed by the target role revise legal documents skill
  • not needed by the target role trace financial transactions skill
  • not needed by the target role value properties skill
13 gaps that are knowledge rather than practice

Knowledge gaps usually close through study. Practical skill gaps usually need something you can point at.

Skill to acquire Tier
  • required, not held credit control processes required
  • required, not held economics required
  • required, not held financial products required
  • optional, not held corporate social responsibility optional
  • optional, not held microfinance optional
  • optional, not held accounting techniques optional
  • optional, not held audit techniques optional
  • optional, not held consumer protection optional
  • optional, not held credit card payments optional
  • optional, not held mortgage loans optional
  • optional, not held property law optional
  • optional, not held securities optional
  • optional, not held tax legislation optional
Index

Other moves recorded from bankruptcy trustee

Full index of moves from bankruptcy trustee

Note

How this record was compiled

Both occupations are taken from ESCO, which lists the skills and knowledge each occupation is expected to have and marks every one required or optional. Nothing here is a prediction about hiring, and nothing here knows that a particular employer wants a particular certificate. Treat Table 3 as a starting point for your own research rather than a syllabus. The full method states what these figures can and cannot tell you.