Table 1Transition record

credit managertocredit union manager

A credit manager already meets 73% of what the credit union manager role asks for. The move turns on 5 required skills not yet in the profile.

From credit manager

73%

Overlap1

To credit union manager

29 Skills carried over

5 Required, not held

33.3 Difficulty2

adjacent 0–30

moderate 30–55

substantial 55–75

career change 75–100

this move, 33.3

This move: 33.3 of 100 · moderate

1 Share of the credit union manager role’s weighted skill requirement already met by the credit manager profile. Required skills count in full, supplementary skills at 0.35. Directional: the figure for the reverse move differs. 2 Combines what is missing with how specialised it is, so a gap of general skills scores easier than the same number of narrow ones.

Table 2

Table 2 · What you already bring

Of the 29 skills that carry over, these are the ones fewest other occupations ask for. A credit union manager role needs them, and most people applying for one will not have them already. This is the part of a credit manager background worth leading with.

Skill the target role also needs Area

already held create credit policy management skills
already held debt collection techniques business, administration and law
already held apply credit risk policy assisting and caring
already held mortgage loans business, administration and law
already held credit control processes business, administration and law
already held insolvency law business, administration and law

All 29 carried skills, including the 19 the credit union manager role treats as required.

Table 3

Table 3 · What you would need to learn

The 14 missing skills fall into 4 areas of the ESCO skill hierarchy, numbered below in the order worth working in: the areas carrying the most required skills come first, and inside each one the required skills sit above the supplementary ones.

Skill to acquire Tier

01 communication, collaboration and creativity 2 required, 4 supplementary

required, not held liaise with board members required
required, not held impart business plans to collaborators required

optional, not held maintain relationship with customers optional
optional, not held build business relationships optional
optional, not held review investment portfolios optional
optional, not held train employees optional

02 information skills 2 required

required, not held create a financial report required
required, not held maintain credit history of clients required

03 management skills 1 required, 4 supplementary

required, not held manage credit union operations required

optional, not held manage loan applications optional
optional, not held develop investment portfolio optional
optional, not held make investment decisions optional
optional, not held recruit employees optional

04 business, administration and law 1 supplementary

optional, not held customer relationship management optional

Table 4

Table 4 · Where to start

The 3 entries a credit union manager role is least likely to hire without. The ordering is computed from the skill data, not from what pays.

Each entry opens a course search for that skill. Career Overlap earns nothing from these links.

Appendix

Appendix · The rest of the record

All 29 skills that carry over

Skill Type

already held advise on financial matters skill
already held analyse financial performance of a company skill
already held analyse market financial trends skill
already held apply credit risk policy skill
already held corporate social responsibility knowledge
already held create a financial plan skill
already held create credit policy skill
already held credit control processes knowledge
already held debt systems knowledge
already held enforce financial policies skill
already held financial analysis knowledge
already held financial management knowledge
already held financial statements knowledge
already held follow company standards skill
already held insolvency law knowledge
already held liaise with managers skill
already held manage financial risk skill
already held manage staff skill
already held strive for company growth skill
already held analyse financial risk skill
already held assess financial viability skill
already held banking activities knowledge
already held business loans knowledge
already held communicate with banking professionals skill
already held debt collection techniques knowledge
already held investment analysis knowledge
already held mortgage loans knowledge
already held plan health and safety procedures skill
already held securities knowledge

9 supplementary skills, helpful but not required

Skill to acquire Tier

optional, not held maintain relationship with customers optional
optional, not held manage loan applications optional
optional, not held build business relationships optional
optional, not held customer relationship management optional
optional, not held develop investment portfolio optional
optional, not held make investment decisions optional
optional, not held recruit employees optional
optional, not held review investment portfolios optional
optional, not held train employees optional

20 held skills the credit union manager role does not ask for

Skill Type

not needed by the target role advise on credit rating skill
not needed by the target role analyse loans skill
not needed by the target role analyse the credit history of potential customers skill
not needed by the target role budget for financial needs skill
not needed by the target role consult credit score skill
not needed by the target role contract law knowledge
not needed by the target role determine loan conditions skill
not needed by the target role ensure proper document management skill
not needed by the target role examine credit ratings skill
not needed by the target role handle financial transactions skill
not needed by the target role maintain client debt records skill
not needed by the target role maintain records of financial transactions skill
not needed by the target role obtain financial information skill
not needed by the target role perform clerical duties skill
not needed by the target role perform debt investigation skill
not needed by the target role prepare credit reports skill
not needed by the target role property law knowledge
not needed by the target role synthesise financial information skill
not needed by the target role tax legislation knowledge
not needed by the target role trace financial transactions skill

1 gaps that are knowledge rather than practice

Knowledge gaps usually close through study. Practical skill gaps usually need something you can point at.

Skill to acquire Tier

optional, not held customer relationship management optional

Index

Other moves recorded from credit manager

Full index of moves from credit manager

Note

How this record was compiled

Both occupations are taken from ESCO, which lists the skills and knowledge each occupation is expected to have and marks every one required or optional. Nothing here is a prediction about hiring, and nothing here knows that a particular employer wants a particular certificate. Treat Table 3 as a starting point for your own research rather than a syllabus. The full method states what these figures can and cannot tell you.